The proposal is always accompanied by a deposit, usually equal to 10% of the price offered, this deposit can be; pay with a check made out to the owner and kept by the agency or with a guarantee transfer made directly to the account of the chosen agency or notary.
If the owner does not intend to sign the proposal he will have to; return the deposit to the buyer, who will evaluate whether to change the conditions initially proposed or whether to search for a different property.
If, on the other hand, the owner accepts, the proposal becomes a preliminary sale and the deposit will come; paid to the owner becoming a deposit and sealing the deal. At this moment the right to commission accrues to the real estate agency. The administrative department of the agency at this point will help you & agrave; in the registration of the proposal, in the choice of the notary and in all the paperwork necessary to arrive at the deed.
What happens if, after signing the proposal, the buyer changes their mind? It all depends on the type of deposit. In the event of a penitential deposit, in fact, the dissolution of the contractual bond will result in & agrave; only that the sum paid is lost (in practice the penitential deposit represents the consideration for the right of withdrawal).
In the event of a confirmatory deposit, however, the buyer will be able to; to free oneself from the commitment assumed with the proposal only by obtaining the consent of the seller: therefore losing & agrave; the deposit and will be exposed; also to further claims for compensation for any damage suffered. If the defaulting party & egrave; the one who received the deposit, the other party can; withdraw from the contract and demand compensation equal to double the deposit paid.
Opening a bank account: & egrave; useful to have a bank account in Italy both because & eacute; makes the payment procedures more & ugrave; slender both because & eacute; will be necessary for the bank domiciliation of utilities (also in this case you have to worry about anything, we will evaluate together the best bank for your needs and together we will open the bank account);
Condominium fees: if you buy an apartment inside a condominium you will have to pay an amount that will vary; depending on the square meters. of the apartment and the services offered;
IUC (to be paid to the Municipality): includes the tax on the property, on waste and on the services that the citizen benefits from; each Municipality decides the amount within parameters dictated by the Italian State. Also in this case, once the property has been identified, we will be able to give you the amount due annually. (it is made up of the Imu (you pay on the basis of the cadastral income), of the Tari: (waste tax and is calculated on the square meters of the house and on the number of occupants of the house) and by the Tasi (it is paid on the basis of the cadastral income and it concerns all the services the citizen benefits from).
Utilities: electricity, gas and water.